Credit risk analyst

Job Title: Credit risk analyst
Contract Type: Permanent
Location: Amsterdam, Noord-Holland
Salary: €45000 - €56000 per jaar
: Asap
Job list.duration: Indefinite
REF: 1012856_1530108946
Contact Name: Sander Vissers
Contact Email:
Job Published: 8 months ago

Job Description

For an international bank we're currently recruiting a credit analyst, who'll be having a focus on the mortgages portfolio. It's an excellent opportunity for junior or medior professionals to learn and develop themselves This position is located in Amsterdam, international candidates (currently based in the EU) are welcome to apply (SAS or SQL knowledge is a must). Read on for the full details of this challenging opportunity!

Reporting to the Head of Risk Management & Controlling team, the Credit Risk Analyst is responsible for managing credit risk within risk appetite and in accordance with the Group Risk Management Framework and Group Policies. Key areas include portfolio risk, impairment, capital, ICAAP and ILAAP.

Additionally, this role supports strategic projects through detailed analysis and testing, working with other teams on initiatives that benefit the customer experience. All in close cooperation with colleagues in the team, as well as partnering with business functions, such as Finance and Operations.

Business reporting and statistical analytical skills are required to comprehend local systems in SAS and SQL programming language.


  • Accountable for impairment, capital, ICAAP and ILAAP models, as well as the governance required for each process
  • Perform and report on different stress test exercises (Bafin, EBA, ECB, etc.)
  • Draft timely, accurate and insightful management and regulatory reporting, including FinRep, CoRep and CRR attestations
  • Ensure a reliable infrastructure, including models, data, control environment and compliance with internal policies and external regulatory requirements
  • Generate key management information, interpret complex data using statistical techniques and provide insights to support business decisions
  • Translate insights into actionable recommendations for senior management and stakeholders, communicate and drive through their delivery
  • Build and manage effective relationships with colleagues in the wider Risk team and across partnering business functions (such as Operations, Finance, Customer Analytics and Risk Infrastructure)


  • Qualified to degree level or equivalent in a highly analytical and numerate discipline, such as mathematics, Finance, etc.
  • Basel regulation knowledge, specifically on capital (credit risk) or willing to learn
  • Broad knowledge of credit risk lifecycle, decision systems and financials or willing to learn
  • Pro-active attitude is required
  • Ability to get things done under pressure and hands-on mentality
  • Advanced analytical and problem-solving skills
  • SAS and SQL (Advanced) skills
  • MS Office Advanced skills (Excel and PowerPoint)
  • Ability to learn self-train and find solutions
  • Excellent planning and organisational skills
  • Self-motivated and well organised
  • Excellent communication skills